Director of Insurance Product Innovation & Development (Remote, Volunteer, Part-Time)

DIRECTOR OF INSURANCE PRODUCT INNOVATION & DEVELOPMENT — VOLUNTEER, PART-TIME

Organization: Right to Live Canada

Location: Remote (United States, Canada or Europe)

Time Commitment: Part-time volunteer commitment, targeting 15–20 hours per week, including meetings and all role work. Four-month minimum.

This is a remote volunteer opportunity with Right to Live Canada, a virtual-office based Canadian non-profit start-up.

------ THE MISSION

Right to Live Canada exists to realize the right to live as a practical, supported, executable choice.

We were founded in response to systemic poverty-driven euthanasia amongst Canadians with disabilities: cases where Canadians choose MAiD because they cannot access the essentials required to continue living. This is a specific form of economic euthanasia: euthanasia where a preferable living future existed, but was not achieved.

That crisis remains our founding application point. It is not the boundary of our work.

Right to Live Canada is building Continuity: the service, financial, technological, and institutional architecture required to keep life connected to preferable living futures. We work from the recognition that biological escape velocity may become achievable for a significant portion of people alive today, and that the right to live must now be pursued with the seriousness, urgency, and scale appropriate to that possibility.

Our four core areas are:

• Continuity Service — developing a service to identify, propose, finance and execute preferable living futures in the event of potential death
• Continuity Insurance — developing a finance model for Continuity Service in the event of potential death scenarios
• Social Brokerage — developing a system to productize and sell the anonymized outcome of a life supported to the global market as an impact product in exchange for the capital to accomplish it, in order to fund those who cannot afford Continuity Service or Insurance
• Corporate Farming — developing a global-scale system to take concepts, form a structure around them starting with a team, incubate them internally and nurture their growth towards incorporation, and then emitting them as formed non-profits dedicated to their founding concept such as a technology, project, infrastructure or issue.

Right to Live Canada is a founder-centric, early-stage non-profit pursuing rapid national and global expansion. We use the advantages of the non-profit form — volunteer-class labor, sponsorship sales, grants, subsidized infrastructure, open development, impact monetization, and institutional farming — to uphold and extend the right to live for humans and, ultimately, other conscious beings.

------ ROLE DESCRIPTION

This is a part-time, volunteer, and remote department-head role for a Director of Insurance Product Innovation & Development with Right to Live Canada.

Right to Live Canada calls the proposed product Continuity Insurance. It is a new category of living-benefit coverage intended to activate when an insured person faces a qualifying risk of death or loss of a viable living future and a structured intervention may preserve it. The envisioned benefit would fund assessment, case planning, expert navigation, approved interventions, and provider coordination. RTL’s current hypothesis is a group-first living-benefit rider, but the Director is expected to test and refine the product form with industry experts. The model is early-stage and is not yet approved, offered, or operating as insurance.

The Director will build and run the Continuity Insurance department and own the model from concept through product architecture, validation, pilot preparation, and licensed-industry alignment. They will recruit and organize the teams and specialist capabilities required through People Services, rather than being expected to personally perform every function.

The Director’s mandate is to turn the concept into a carrier-ready product architecture and credible pilot. They will define the proposed coverage, qualifying event, claim journey, benefit structure, and customer value; determine which actuarial, underwriting, regulatory, service, and distribution questions must be resolved; and lead engagement with licensed insurers and group-benefit partners. They will take the strongest design through market validation and pilot preparation.

This role requires an insurance-product builder, not someone whose experience is limited to administering an existing product. The successful candidate should have personally led, or held substantial responsibility for, creating and launching a new insurance product, rider, benefit, coverage category, or comparable regulated program. The target commitment is 15–20 hours per week, including meetings and all role work.

Right to Live Canada is not seeking to become an insurer, broker, managing general agent, agency, or risk carrier. The Director leads RTL’s product-development department while pursuing licensed partners to underwrite, issue, distribute, and administer the product. They report to organizational leadership, coordinate closely with Continuity Service and Social Brokerage, and have authority to issue recruiting requests for the teams and expertise required.

------ QUALIFICATIONS

Universal Requirement:

• You must possess good equipment for virtual meetings, both video and audio.
• You must attend virtual meetings with the capability to give it your full attention, like a dedicated office room or space.

Required:

• Direct experience building or developing a new insurance product, rider, living benefit, employee benefit, group-benefits program, or comparable regulated risk-transfer product.
• Evidence of substantial ownership from concept through product design and into at least one later stage: carrier approval, regulatory review, pilot, launch, or operational deployment.
• Senior leadership experience building and running a cross-functional insurance-product team, function, program, or department.
• Practical understanding of insurance product and benefit design, claims, underwriting, pricing, distribution, carrier operations, and regulatory requirements.
• Experience working directly with licensed insurers, actuaries, underwriters, claims leaders, benefits consultants or brokers, legal or compliance specialists, and other insurance-product stakeholders.
• Ability to translate an unfamiliar human risk into a clear coverage trigger, customer value proposition, insurable benefit, service-delivery model, and claims process.
• Demonstrated ability to recruit leaders and specialists, delegate ownership, establish accountability, and remove blockers.
• Ability to use AI-assisted research, analysis, and documentation workflows to accelerate product development while maintaining verification and professional standards.
• Excellent leadership, communication, judgment, commercial reasoning, and follow-through in an ambiguous startup environment.

Preferred:

• Senior product-development experience in life, health, disability, critical-illness, long-term-care, group-benefits, supplemental-health, assistance, or another relevant insurance line.
• Experience taking an original product, rider, benefit, or coverage category through a licensed-carrier partnership, filing or approval process, pilot, and launch.
• Experience with living benefits or service-rich insurance products involving navigation, intervention budgets, provider networks, direct-to-provider payment, or staged reimbursement.
• Strong relationships with insurers, reinsurers, benefits consultants, brokers, actuarial and underwriting professionals, or Canadian insurance-sector decision-makers.
• Zero-to-one startup, public-interest product-development, or new-department experience with responsibility for both strategy and execution.

------ TIME COMMITMENT

This is a part-time volunteer role with a target commitment of 15–20 hours per week, including all meetings and role work, for at least four months. Right to Live Canada is an early-stage, founder-led organization pursuing rapid national and global expansion. The role is best suited to someone who is comfortable with startup intensity, high responsibility, and serious ownership of a new department and insurance product.

------ HOW TO APPLY

Apply through LinkedIn with your resume OR the form on our website ( www.righttolive.ca/volunteer ) or email volunteer@righttolive.ca.

Thank you for your consideration.