Director of Insurance Product Innovation & Development (Remote, Volunteer, Part-Time)

DIRECTOR OF INSURANCE PRODUCT INNOVATION & DEVELOPMENT — VOLUNTEER, PART-TIME

Organization: Right to Live Canada

Location: Remote (United States, Canada or Europe)

Time Commitment: Part-time volunteer commitment, targeting 15–20 hours per week, including meetings and all role work. Four-month minimum.

This is a remote volunteer opportunity with Right to Live Canada, a virtual-office based Canadian non-profit start-up.

------ THE MISSION

Right to Live Canada exists to make continued life a practical, supported, executable option when a preferable living future exists but the systems required to reach it do not.

We were founded in response to systemic poverty-driven euthanasia among Canadians with disabilities: cases in which people pursue MAiD because housing, income, care, treatment, or other essentials required to continue living are unavailable. In those cases, death can become the executable option while a preferable living future remains structurally out of reach.

That distinction defines Right to Live. Right to Live is the only organization in Canada addressing euthanasia with a practical solution model for all Canadians - not merely opposing MAiD, documenting harms, or raising awareness, but building the service, financing, technological, and institutional infrastructure that can make continued life executable. The scale of the issue is already national: 16,499 Canadians received MAiD in 2024, equal to 5.1% of all deaths in Canada, and the number of MAiD provisions increased another 6.9% over 2023 after years of year-over-year growth. MAiD is the fourth leading cause of death in Canada. And those 16,499 deaths capture only euthanasia itself - not Canadians who die because care is inaccessible, support gaps go unresolved, or life-preserving and specialty treatments cannot be reached. We were founded in response to poverty-driven disability euthanasia, but the solution is not limited to disability: Continuity is being built for any Canadian facing a potential death where a preferable living future can still be achieved.

We call that infrastructure Continuity: the service, financial, technological, and institutional architecture required to connect a person facing potential death to a preferable living future. The model is designed to identify what would make continued life viable, assemble the intervention, solve the financing problem, and execute it. Its scope can extend from social and medical supports to frontier technologies where the body itself becomes the limiting factor.

Right to Live is building this through four core areas:

• Continuity Service — the practical service layer: identify what is driving a person toward an avoidable death, design a preferable living future, determine how it can be financed, execute the intervention, and produce an actual outcome rather than another referral dead end.
• Continuity Insurance — developing insurance-based financing so people can pre-fund access to Continuity interventions before a future death-risk scenario becomes an immediate financial crisis.
• Social Brokerage — developing a way to finance people who cannot afford Continuity by turning the anonymized outcome of a life supported into a measurable impact product for global impact buyers.
• Corporate Farming — building and incubating mission-locked organizations around the technologies, services, infrastructure, and concepts Continuity will need, then spinning them out to pursue those missions at full scale.

Right to Live is an early-stage, founder-led Canadian nonprofit built to move at startup speed on problems normally treated as separate: poverty-driven disability euthanasia, the absence of a practical service pathway to preferable living futures, the financing gaps that can make survival inaccessible, and frontier technologies that could preserve continuity when ordinary life-support pathways run out. OpenABLS is one of our most ambitious examples: a nonprofit-led, open-source Artificial Brain Life Support development project working toward a reference design that could sustain a living brain when the body can no longer support it. For the Head of Revenue, the opportunity is to build the revenue engine behind work with both immediate human impact and extraordinary long-term potential.

------ ROLE DESCRIPTION

This is a part-time, volunteer, and remote department-head role for a Director of Insurance Product Innovation & Development with Right to Live Canada.

Right to Live Canada calls the proposed product Continuity Insurance. It is a new category of living-benefit coverage intended to activate when an insured person faces a qualifying risk of death or loss of a viable living future and a structured intervention may preserve it. The envisioned benefit would fund assessment, case planning, expert navigation, approved interventions, and provider coordination. RTL’s current hypothesis is a group-first living-benefit rider, but the Director is expected to test and refine the product form with industry experts. The model is early-stage and is not yet approved, offered, or operating as insurance.

The Director will build and run the Continuity Insurance department and own the model from concept through product architecture, validation, pilot preparation, and licensed-industry alignment. They will recruit and organize the teams and specialist capabilities required through People Services, rather than being expected to personally perform every function.

The Director’s mandate is to turn the concept into a carrier-ready product architecture and credible pilot. They will define the proposed coverage, qualifying event, claim journey, benefit structure, and customer value; determine which actuarial, underwriting, regulatory, service, and distribution questions must be resolved; and lead engagement with licensed insurers and group-benefit partners. They will take the strongest design through market validation and pilot preparation.

This role requires an insurance-product builder, not someone whose experience is limited to administering an existing product. The successful candidate should have personally led, or held substantial responsibility for, creating and launching a new insurance product, rider, benefit, coverage category, or comparable regulated program. The target commitment is 15–20 hours per week, including meetings and all role work.

Right to Live Canada is not seeking to become an insurer, broker, managing general agent, agency, or risk carrier. The Director leads RTL’s product-development department while pursuing licensed partners to underwrite, issue, distribute, and administer the product. They report to organizational leadership, coordinate closely with Continuity Service and Social Brokerage, and have authority to issue recruiting requests for the teams and expertise required.

------ QUALIFICATIONS

Universal Requirement:

• You must possess good equipment for virtual meetings, both video and audio.
• You must attend virtual meetings with the capability to give it your full attention, like a dedicated office room or space.

Required:

• Direct experience building or developing a new insurance product, rider, living benefit, employee benefit, group-benefits program, or comparable regulated risk-transfer product.
• Evidence of substantial ownership from concept through product design and into at least one later stage: carrier approval, regulatory review, pilot, launch, or operational deployment.
• Senior leadership experience building and running a cross-functional insurance-product team, function, program, or department.
• Practical understanding of insurance product and benefit design, claims, underwriting, pricing, distribution, carrier operations, and regulatory requirements.
• Experience working directly with licensed insurers, actuaries, underwriters, claims leaders, benefits consultants or brokers, legal or compliance specialists, and other insurance-product stakeholders.
• Ability to translate an unfamiliar human risk into a clear coverage trigger, customer value proposition, insurable benefit, service-delivery model, and claims process.
• Demonstrated ability to recruit leaders and specialists, delegate ownership, establish accountability, and remove blockers.
• Ability to use AI-assisted research, analysis, and documentation workflows to accelerate product development while maintaining verification and professional standards.
• Excellent leadership, communication, judgment, commercial reasoning, and follow-through in an ambiguous startup environment.

Preferred:

• Senior product-development experience in life, health, disability, critical-illness, long-term-care, group-benefits, supplemental-health, assistance, or another relevant insurance line.
• Experience taking an original product, rider, benefit, or coverage category through a licensed-carrier partnership, filing or approval process, pilot, and launch.
• Experience with living benefits or service-rich insurance products involving navigation, intervention budgets, provider networks, direct-to-provider payment, or staged reimbursement.
• Strong relationships with insurers, reinsurers, benefits consultants, brokers, actuarial and underwriting professionals, or Canadian insurance-sector decision-makers.
• Zero-to-one startup, public-interest product-development, or new-department experience with responsibility for both strategy and execution.

------ TIME COMMITMENT

This is a part-time volunteer role with a target commitment of 15–20 hours per week, including all meetings and role work, for at least four months. Right to Live Canada is an early-stage, founder-led organization pursuing rapid national and global expansion. The role is best suited to someone who is comfortable with startup intensity, high responsibility, and serious ownership of a new department and insurance product.

------ HOW TO APPLY

Apply through LinkedIn with your resume OR the form on our website ( www.righttolive.ca/volunteer ) or email volunteer@righttolive.ca.

Thank you for your consideration.